Emergency Services Workers

Your payslip isn't a "9-5" standard—and your mortgage shouldn't be either...

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When you’re on the frontline, your income rarely looks like a simple salary. Between unsocial hours and complex allowances, your payslip can look more like a jigsaw puzzle than a monthly wage. Unfortunately, many high-street lenders don't have the systems to put those pieces together.

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I understand that for Police, Fire, and Ambulance personnel, your base salary is only half the story. When we look at your mortgage options, I don't just look at the bottom line. I can present your full income to the right lenders, including:

• Overtime & Unsocial Hours

• Targeted Variable Payments (TVPs)

• On-Call & Standby Allowances

• Shift Allowances

• Training Allowances / Overnight allowances

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While a bank might "haircut" your variable income or ignore it entirely, I'll work with lenders that best value the full scope of your hard work.

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All broker fees will be waved for members of the Bluelight Family as a thank you for the hard work you do to keep us safe. ​

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